Thursday, June 27, 2024

We can fix the rental shortage

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                   There are many types of properties for rent. 

We all know that there are many types of properties for rent, but today there is a rental shortage of properties for rent. So, we are going to look at the reasons why this is happening, and the discuss what could be done to improve the situation. 

Welcome to our blog, How We Can Fix the Rental Shortage,

Dear readers, I believe that the rental shortage can be fixed, if we look at the reasons why this has happened. But the main reason, I believe it is because today there is not enough money in renting properties, and a lot of expenses and problems. This is not what most people want to hear, but we must accept that this is the truth, because if there was enough money, there would be lots of people wanting to own properties, and lots of properties for rent. 

Anyhow, in this article, we are discussing what are the main causes, and then, what could be done to fix the rental market. I know that what I am writing here is my personal views of the situation. But even the views of a single bloke can sometimes help find a solution. Anyhow, I have been following the rental market shortage for a while, and in my lifetime, I have been renting one or two properties myself, perhaps then it was easier that today to rent a property, but even then, it was not easy. Anyhow, I know something about rentals and the problems that people encounter, so, I want to see if there is something that I can suggest how to improve the situation, but it seems to me that today there is no quick fix option, and I believe that if we don’t do something about it soon, it may even get worse, because prices will continue to increase on the rental market.

One of the reasons of course is that there are not enough houses or unit being built, and until they build more houses and units this shortage will continue, and the prices of houses and rental will continue to go up, but that is not easy to do, because there is also this skilled labor shortage and other financial problems.

Today it seems to me that this problem is not going to go away by itself, like it did in the past, when everything was more balanced and affordable. Therefore, it needs to be studied and fixed by the governments of the day. But most times the people that we send to the government, instead of looking at the reasons why this is happening and find a solution, they blame the landlords, when the landlords find it hard to stay on the rental market, because there is not enough money to run the business, and one of the reasons, is that there are too many levies to pay. Then the price of the properties goes up, and to build a new building costs a lot of money, that is hard to recuperate during the usefulness of the building, it seems all a chain reaction that continues, and needs to be balanced and fixed, if we want to go back to normal rental affordability, so, what needs to be done?

What we believe needs to be done. 

I believe that what needs to be done, is to look closely at what was different when there were enough properties on the market, and somehow there were enough rental properties being built, and somehow, they were able to keep pace with what was needed. Today we blame the government that lets too many people come to Australia, but I believe that, this is only part of the negative situation, and it needs to be balanced. In fact, in the past it seemed to be a good thing that people came to Australia, at a steady pace, and the economy was running along well, because there was enough work for the building tradesmen, but that equilibrium has been lost today. So, it would be good, if we can find a way to balance those needs.        

Anyhow, to make the right decisions we must look at the reasons, why today the rental shortage is this bad, because in the past there has not been a rental shortage so severe, so, what are the reasons?

One of the reasons is the governments greed that charge too many high levies on rental properties, and the landlords are forced to pass in on, they cannot run a business at a loss. Sometimes what they do is evident, at other times it just happens, and they do nothing to fix it, because they collect more money. One of these examples can be found hereunder, where the Queensland government collects more money, just by not changing the land tax threshold. Which we are going to show you hereunder.

 

One of the main issues is the land tax.   

AS I have said, one of the issues is the land tax levy, that these days is too high. (So, here I quote from what I found on the internet)  

From the internet

Taxpayers would need to pay $1 billion each year to give landlords the tax breaks they desire, Queensland government modelling shows.

The Treasury analysis comes in response to lobbying from the Property Owners Association of Queensland and the Real Estate Institute of Queensland (REIQ) to reduce land tax on landlords.

The Property Owners Association wants the state government to raise the tax-free threshold on land values by 200 per cent, from $600,000 to $1.8 million.

Treasury modelling shows the proposal would cost the budget $1 billion a year over the next four years.

The REIQ wants land tax thresholds indexed to keep up with inflation since the threshold has not changed since 2008.

A Treasury spokesperson said the proposal would cost taxpayers hundreds of millions of dollars each year, rising to $400 million in the 2027/28 financial year alone.

"Land tax is a critically important part of Queensland's revenue base," the spokesperson said.

"It pays for things like new roads, hospitals and schools, and it pays the wages of nurses, teachers and police officers.

"Even so, Queensland has one of the most generous land tax thresholds in the country."

Treasury analysis shows 0.9 per cent of Queensland's population pays land tax, disproportionately affecting people who own multiple investment properties.

Land tax does not apply to homeowners who live in their house as their principal place of residence.

(End of quote)

What we have said above, is only one of the charges that the landlords must pay, and there are many other fixed expenses that the landlords must pay, so, do not blame them for the high rent, they need to run a business, and to run a business one must make money, or at least break even, otherwise they will go broke. This indicates what needs to be done to fix the rental market.  

I could say many other things about charges and running cost, but this article is becoming too long, so, I need to write another article soon, about the cost of running a rental property, and other things. 

To see more click on this link, How We Can Fix the Rental Shortage 

See you next time. 

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