http://diybrickwork.com, http://manneedsgod.co.uk, http://frankmenchise.com
This article can be also found at this Hub Pages link, Friends are there to help.
Welcome to our article
Dear readers, we have written about
houses building and maintenance. Now, in this article of, friends are there to
help, we want to talk about when we buy houses. Buying a house is an important
decision, and most of us have never bought a house before, so, we wish we had a
friendly person to ask some hard questions, because we want to know, if the
decision to buy is the right one, so, we need somebody that
we can trust.
But who are those people that we can trust, when we are not sure about ourselves. Anyhow, there are reasons to believe that we would be better off, if we help each other and use our life knowledge to help our friends, sometimes we have to go out of our ways to help some friends, when they ask for help; but if you think it is worth the effort to help your friend, then do it, it is a noble thing to do, and you may feel proud of yourself for doing it.
Here, we want to point out this. Let us not make the mistake that everybody that we talk to is our friend, because friends are only those people that when you need help, they are willing to help you; sometimes they volunteer their help willingly, but sometimes we have to insist to get them motivated to help us, it works both ways, since the help that we need from a friend can be what that friend knows about. Most times the help we need is knowhow and this costs nothing moneywise to our friend. But sometimes the line of work they are involved in, forbids them to give us advise willingly. Take the lawyers for instance, they are paid for counselling and their words cost plenty of money, and they might be just a few words of advice.
Anyhow this is not our case, because our case is at a much lower
category, it has got to do more about building accommodations and real estate
than laws, but nevertheless we may not want to talk about what properties we
own, because people can feel jealous and hate us for showing off, so, we have
to be careful what we say.
But there are times when our friends want to buy their house or
unit to live in, since they know that you own properties, they would like to
know everything that you know about properties, so that they may avoid mistakes.
In these cases, we should accept that their inquiries are genuine, and we
should help them. Now, let us write an example about houses for sale or rent.
Houses for sale or rent.
Anyhow, because we want to about building and selling, this
article was going to be called, houses for sale or rent, but it ended up with “Friends could help”. Anyhow, let us see what we can offer to help those people
that are about to rent or buy their own house; at the same time let us describe
how friends can help, and why it is not that simple to find people willing to
help in these cases. But first, let us define who can be called a friend,
because a friend in need is a friend indeed.
Yes, this is the case
that we are going to talk about in this article, because one of my friends that
we are going to call Joe in this article wants to by a property and is asking
my advice how to go about it; so, we are going to talk real estate and what we
need to understand before we buy. After all I believe that what we know should
be used for the betterment of ourselves first, and then, for the betterment of
our family and friends and also for the betterment of the rest of the
community, so, any knowhow that we have should be shared with our friends, and
this is what we are going to do here, while we are answering my friend Joe’s
questions; anyhow, I am willingly going to share whatever knowledge I have,
because my friend Joe is asking for help, so, let us see what Joe wants to know
about properties.
--------------------------------------------
My friend Joe
real estate questions.
Anyhow, one day Joe said to me: Frank, we have been friends for a long time, so, I trust you more than anybody else, for this reason I want to ask your advice about buying a house, since I am thinking of buying my house soon. I know that you own a couple of properties and I know that you have bought them yourself; therefore, you know what is involved.
Anyhow, I was saying that I and my wife have been thinking about
buying a property, so that we will not be paying rent for the rest of our
lives, I and my wife both work and we think that we can afford a unit or a
small house. So, I would like to ask you, if you can help me to understand
those things that we need to know before we buy?
Okay Joe, since you came to me as a friend, I will tell you my
opinion about your enquires. I believe that you are renting, and
you feel as if paying rent is money down the drain, so, before you have your
own family you want to buy your house, is that right Joe?
(Joe said, yes that is right Frank)
I can understand that I said, since we all want secure
accommodations in our lives, it is the dream that everybody dreams, and for
some of us it will remain only a dream, because we will not have the will power
to do what is needed to be done to acquire a property, even though every time
we pay rent, we are forced to remember that if we had a property that we could
live in, we would not have to pay rent, even if we owned a small unit that
would cover our heads.
Anyhow Joe, I am glad that you have decided to do something
about it, so, I am saying that I am willing to
give you my personal advice freely, but even with my limited advice it is not
going to be easy to buy a property, because it requires a lot of planning, but
the most important thing is this; do you have enough money to buy the property?
Nine out of ten the answer is no, so, you have to borrow money from the Bank or
building society or other institution that lend money to the public to buy
houses; now if that is the case and I believe it is, then we will have to
consider how much money is safe to borrow from these lending institutions, you
see, you don’t want to borrow too much, just in case it becomes hard to repay
back your loan.
-----------------------------------------
Joe continues to
ask me real estate questions.
Okay Frank, I know what you mean, it is not easy to buy a house
or any property, but what should we do to get started? We would like to know
this. You see, I don’t like to ask direct personal questions, like what did you
do when you bought your first house, but whatever you can tell us can help,
otherwise we will never know what the best way is to go about, and that is the
reason why I have come to you for advice, so, please tell us what you know and
what you can tell us? As I have said we have some money in the bank, but we don’t
know if that is enough to get us started?
Okay Joe, fist let me give you a very short answer to your
several questions you are asking. If you don’t think that you have got enough
money, then you need to work out several times what you have and what you can
afford to pay, therefore, it would be wise, if you start by buying a small
house or apartment. Now let me go back to answer the other questions:
You see Joe, I have to go back to my own life experiences to
answer your real estate questions; so, I have to say Joe, that to buy a
property is not easy unless you have enough money in the bank to buy it
outright, but as you said you have some money, therefore, I guess that your
money is not enough to buy this house that you are wanting to buy, and therefore,
you are here to learn what is the best way to borrow money.
Anyhow, I have written about this somewhere else, see if you can use this link to learn about it, if not come back to me okay. I hope the link works for you. http://diybrickwork.com.
Joe I have tried to help you, because that is what friends are
for, when you need help ask a friend, thank you Joe, for thinking about me
worthy to be asked, and come back another time to see how you are going with
your borrowing money and other things, I would like to continue to help, by
telling you what I can? See you later Joe?
I believe that I have said enough in this article, so, see you in our next article, Property for rent. See you soon.
To see more click on this link, Friends are there to help.
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